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	TMBA Annual Convention This year's TMBA Anuual Convention will be held from May 20 - 23, 2012 at the JW Marriott San Antonio Hill Country Resort & Spa in San Antonio, Texas. "BEST EXECUTION: Create the Best Team. Engage the Best Partners. Commit to Best Practices and Deliver the Best Products. Find them all at the TMBA." [Follow us on Twitter for the latest developments.]
	www.texasmortgagelicensing.org Let TMBA's licensing website be your main source for all your licensing and continuting education needs. TMBA, an approved educational provider through the Nationwide Mortgage Licensing System (NMLS), has always been at the forefront of the mortgage lending industry. We will continue to provide up-to-date information, publications and instructional courses that not only meet the SAFE Act licensing requirements but also expand the scope of mortgage banking.
	Texas Mortgage Lending Law & Practices Deskbook This Second Edition of Texas Mortgage Lending Law & Practices Deskbook builds on the strength of its predecessor First Edition, and its subsequent updates. more
	TMBA Online Store We offer products that help further your career in the real estate finance industry, including classroom-based courses, distance-learning programs and industry publications.

The Consumer Financial Protection Bureau this week published procedure implementing its Nonbank Supervision program, outlining how its examiners will scrutinize originators in both the bank and non-bank sectors.

The publication, Mortgage Origination Examination Procedures (http://www.consumerfinance.gov/wp-content/uploads/2012/01/Mortgage-Origination-Examination-Procedures.pdf), serves as a field guide for CFPB examiners and targets what CFPB Director Richard Cordray said is a “significant part of the mortgage market--including independent lenders, brokers, servicers and others unaffiliated with banks and depository institutions--that has not been subject to federal supervision.” 1.17.12

Reactivating a Federal Registration (FEDERAL)
Institutions that employ Federal Registrants who failed to renew can reactivate a registration by following the procedure for annual renewal. For more information, see Annual Renewal and Reactivation. 1.6.12

New Payoff Statement Form Effective January 8
The Texas Finance Commission recently adopted a new Payoff Statement form. As of the January 8, 2012 effective date, the form will be used in all transactions by loan providers regulated by the Commission. The form also sets forth some basic information which must be contained in a payoff request. You may view the announcement here. 1.6.12

Annual Renewal Period Begins November 1
The NMLS Annual Renewal Period will begin November 1 and end December 31. Companies and individuals can prepare by making sure the information on their NMLS record is up-to-date. For details about the renewal process, see Annual Renewal. 10.12.11

Effective September 1, 2011, Residential Mortgage Loan Servicers, servicing mortgage loans governed by Texas law, will be required to register with the Texas Department of Savings and Mortgage Lending through the Nationwide Mortgage Licensing System (NMLS). In order to continue servicing these loans after October 31st, each affected servicer company is required to be in compliance with SB17, (Chapter 158, TEXAS FINANCE CODE). [more] 9.02.11

Texas Mortgage Bankers Association and TLTA Best Practices for the Real Estate Settlement Process
Texas Mortgage Bankers Association and TLTA launched the jointly endorsed Best Practices for the Real Estate Settlement Process. [download Best Practices].